Card data flows directly to processors. You see tokens and confirmations. Receipts generate automatically.
Payment processing
Accept one-time payments through a single API. Cards, wallets, and local payment methods process through Stripe or Paystack with PCI compliance handled automatically.
Capabilities
Accept Visa, Mastercard, American Express, and other major cards. Card validation, 3D Secure, and fraud checks handled automatically.
Accept Apple Pay, Google Pay, and other wallet payments. One-tap checkout for returning customers.
Support region-specific methods like SEPA in Europe, Alipay in China, and mobile money in Africa.
Card data flows directly to payment processors. Conjoin never stores card numbers, keeping you out of PCI scope.
Create payment intents that handle authentication, retries, and confirmation. Track payment state through the complete lifecycle.
Issue full or partial refunds programmatically. Track refund status and receive webhook notifications on completion.
Issue full or partial refunds programmatically. Track refund status and receive webhook notifications on completion.
Accept payments globally
Payment confirmation
Secure payment handling
Why it matters
A customer enters their card on your checkout page. The card tokenizes client-side and sends to Conjoin. Conjoin charges through Stripe or Paystack. Your server never sees the card number, keeping you out of PCI scope.
Accept Apple Pay, Google Pay, and cards with the same API call. The response confirms payment regardless of method. Add new payment methods without code changes.
Charge a customer. They receive an email receipt with line items and your branding. The receipt URL works for record-keeping without building receipt generation.
Built for Your Workflow
Call the charge endpoint with amount and payment method. Card validation, 3D Secure, fraud checks, and receipt generation execute in a single request with status returned immediately.
Ship checkout in hours, not weeks of payment gateway integration.
Payment intents handle Strong Customer Authentication flows end-to-end. The API detects when 3DS is required, generates redirect URLs, and confirms the payment after the customer authenticates.
Support European SCA requirements without building redirect handling or state management.
Issue full or partial refunds through the API with reason codes for analytics. Refunds process through the original payment method and trigger webhook notifications on completion.
Automate refund workflows and give support teams self-service refund capabilities.
Query any payment for its complete lifecycle: authorization, capture, failure reasons, receipt URLs, and metadata. Filter payment history by customer, status, date range, or custom attributes.
Give support teams instant access to payment details without logging into payment processor dashboards.
Start building with Conjoin today. Free tier includes everything you need to prototype and launch. Scale when you're ready.